Credit Card

Credit Card: AFGE Credit Card

Union Privilege and Household Credit Services have created the AFGE Union Plus® Credit Card for AFGE members. More than three-million union members already enjoy Union Plus Credit Card advantages and one out of every four AFGE members!

Value

Here are some of the card’s consumer-friendly features:

  • Competitive interest rate
  • No annual fee
  • Money-saving balance transfer offers
  • Scholarship program
  • No liability for lost or stolen cards
  • Free additional cards
  • Flexibility

Given life’s unexpected changes, we made sure the Union Plus Credit Card offers stress-free flexibility:

  • Skip-payment options
  • Grace period on new purchases
  • Complete online account management
  • If you currently participate in a Union Plus program and are subject to Reduction In Force (RIF), you’re eligible for special benefits.

For laid off workers:

  • Skip up to two monthly payments a year, as long as the account is in good standing. (Finance charges continue to accrue, but no penalty fees apply.)
  • To access the benefit: Call 1-800-622-2580 during each month you want to skip a payment. You must notify the bank you want to skip a payment, unless it is offered to you on your statement.

Service

To ensure satisfied cardholders, Union Plus approaches customer service from all sides. Here are some unique ways in which we serve our members:

  • Member advocates – staffed by fellow union members, not bank employees – to help AFGE members with issues such as charge disputes.
  • 24-hour personal customer service by phone or online
  • Online account management to keep track of recent transactions, view statements or even pay your bill online.

Variety

Union Plus offers a selection of credit cards to serve the diverse needs of union members. Browse our cards to find the perfect fit.

  • Classic
  • Gold
  • Platinum

Secured Credit Card-Credit Builder Program

Start with a clean slate.

Good news for AFGE members who have poor credit or little or no credit history: The Union Plus Secured Credit Card offers an opportunity to establish or re-establish a clean credit record – and it’s a better deal than other secured credit cards, which often charge high annual and other fees.

The card is granted to approved members who make a deposit in an interest-bearing savings account. After 18 months of on-time payments, members are eligible to be reviewed for the regular Union Plus Credit Card.

The Union Plus Secured Credit Card benefits include:

  • The Secured Credit Card gets reported to the credit bureau as a regular credit card, so other creditors who review your credit will see that you were issued a major credit card – meaning you can build or repair your credit report
  • Deposit anywhere between $250 and $5,000 in an interest-bearing Secured Credit Card savings account, then charge against this line of credit every month
  • No application fees
  • A competitive fixed Annual Percentage Rate (APR)
  • A low annual fee
  • Eligibility to be considered for the regular after Union Plus Credit Card 18 months of on-time payments.